ABR - Accredited Buyer Representative

Remember, I can show you any home that's for sale in our area, whether or not it's listed by me or my office.  And I know you'll appreciate having an experienced REALTOR by your side.  By coordinating efforts with other agents, I can show you more homes in one morning than you could ever see in days on your own. Plus, I can help you rule out homes that don't meet your criteria or budget.  Your perfect home is out there.  I'd appreciate the opportunity of helping you find it!  

It is important to know what your price range is before you start your search.  Please use the mortgage calculator provided to get you started.  But the importance of consulting with a mortgage officer is invaluable for another reason that you may have not thought about.  Submitting a pre-qualification letter along with an offer gives you more bargaining power.  It proves your a real true blue buyer and you are ready to move! 

These are some forms that I will be discussing with you as a buyer.  Feel free to look over them at your convenience.

• Buyers Representation Agreement (non-exclusive)
• Working with a real estate
• Confirmation of agency status
• For your protection get a home inspection
• Contract for Sale and Purchase of Real Estate (Conventional Financing)

Other links that are vital to the success of buying a home:

• https://www.annualcreditreport.com/cra/index.jsp - Get your free credit report to see what is on it that might not be yours.
• http://www.myfico.com/  - This site is the one stop shop for information about credit issues and YOUR credit score
• http://www.bankrate.com/brm/news/forms/opt-outs-credit-bureaus.asp  - Identity Theft is one of the most growing crimes in our society.  Take the target off your back!
• http://www.epa.gov/   - An informed buyer is a good buyer.  See what the issues are and protect yourself.
• http://www.sexoffenders.com/
• http://www.ticic.state.tn.us/SEX_ofndr/search_short.asp

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